Earn more on your everyday cash Upgrade your banking.
No account fees, 0.35% APY, and unlimited, free transfers.
Direct deposit and get paid up to two days early, send checks, pay bills, and get cash from over 19,000 ATMs for free.
We partner with Green Dot Bank to deliver checking features.
Build your net worth Invest your savings.
Holding long-term savings in cash can be a bad thing — earning interest just isn’t enough.
Grow your long-term wealth with an automated portfolio of globally diversified index funds. No manual trades, no unnecessary risk, personalized to you. And thanks to Tax-Loss Harvesting, we can cover our annual 0.25% advisory fee more than 3x over.
Saving made easy Set your finances on autopilot.
Optimize your money across spending, savings, and investments — effortlessly.
Autopilot can help you save or invest your extra cash automatically. Decide how much money to keep for your bills and emergencies, and it’ll automatically move the extra cash to the account of your choice. Smart enough to avoid overdrafts, and you always have complete control.