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Cash In Your Wealthfront Cash Account Now Earns 3.25% APY

Wealthfront Team

December 18, 2025

On Wednesday, December 10, the Federal Open Market Committee (FOMC) lowered the target range for the fed funds rate by 0.25%. As we’ve written about in the past, the fed funds rate is a direct input to the Cash Account Annual Percentage Yield (APY). As a result of the Fed’s decision, the new APY is 3.25% beginning on December 19, 2025. For a limited time, there are two ways you can boost your APY:

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