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Mortgage Refinancing: What You Need To Know

Michael Young

June 27, 2025

If you’re a homeowner, your mortgage payments are probably one of your biggest expenses each month. And as you know, those payments are in large part determined by your mortgage interest rate. Because of this, changing your interest rate by refinancing your mortgage can be very beneficial—especially if your current rate is fairly high, which it might be if you purchased your home recently.

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