A rate that
towers over
most banks:
4.50% APY
A rate that towers
over most banks:
4.50% APY
Which is ironic, because they're the ones with all the towers.
Not quite a bank.
Quite a bit better.
Your money.
When you need it.
You shouldn’t have to watch the clock or jump through a labyrinth of hoops to get access to your money. Which is why we offer a delightful array of ways to keep your cash ready to roll.
Grow your cash and spend it, too.
Sushi night? Electric bill? Really sweet vintage couch you found at an estate sale? We’ve got a debit card for that. Access cash at a nationwide network of 19,000+ fee-free ATMs, and enjoy 2 reimbursements a month when you use an out-of-network ATM in the U.S. Find in-network ATMs here.
Plus, with direct deposit, you can get paid up to 2 days earlier for even quicker cash on-hand.
Feel the life-changing magic of optimizing your cash.
Invest in the market in minutes.
Don’t just take our word for it.
The testimonials above are by clients of Wealthfront Brokerage. No compensation was provided. These testimonials may not be representative of other clients’ experience. Rate is subject to change.
Investopedia receives compensation from Wealthfront Advisers for advertising, which presents a conflict of interest. The endorsements provided are independent and not directly influenced by the compensation. There is no other affiliation between Investopedia and Wealthfront Advisers, and Investopedia is not a client of Wealthfront Advisers.
Welcome to your money’s happy place. 🌝
Don’t save your questions.
We’ve got answers.
Will the interest rate lock in, or does it change?
Short answer: it changes based on a number of factors — the most important factor being the Federal Funds Rate.
Long answer: it’s in our best interest to offer our clients a competitive rate, so we’re always looking for opportunities to do just that. When our partner banks pay us more for our deposits, we pay it forward to you with a better APY. We’ll always notify you when the rates change.
How hard is it to transfer from savings to investing?
But what if I want to withdraw my money?
It’s your money, so you can withdraw it whenever you want. If your external account is in the RTP® Network or is a FedNow® Service Participant, it’s eligible for free same-day transfers when you request as late as 6pm PT / 9pm ET every day, even on weekends & holidays!. For other accounts, withdrawals usually take only one business day to arrive, though if it’s from a recent deposit, it may take a few extra days to process.