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Wealthfront giveaway: stacks of cash on a gold tray atop a marble pedestal. Average bank giveaway: a pen and a mug with a dusty lollipop.

Not your average bank’s giveaway.You could win$25,000*

Wealthfront is way better than a bank. Which is why we give away way better stuff. Starting now, all Cash Account clients will be automatically entered into our $25,000 sweepstakes* — with more chances for entries along the way. With zero account fees, no minimum balance and an industry-leading 3.80% APY on your savings, that’s what we call a win-win.

$25,000 DROPPING:
16 days 9 hoursand 1 min

Your To-Do List

1.

Open a Cash Account

3.

Sit back & hope for a win 💵

*No purchase or Cash Account necessary. For end dates and free methods of entry see official rules here. Rate is subject to change.

Open a Cash Account

You’re always winning with a rate that’s 12x better than most banks.1 Start earning:

%

APY

The Wealthfront Cash Account app UI floating amongst heavenly clouds
ManageCash AccountAvailable balanceSEPTEMBERInterest earned in September+$80.69Monday, Sep 8 · InterestTransfer to invest$100.00Monday, Sep 8 · TransferAUGUSTTransfer to emergency fund$200.00Monday, May 8 · Money inTransfer moneyAccount numberscurrent APY interest earned
The Wealthfront Cash Account app UI floating amongst heavenly clouds

The better way
to save.

Zero account fees
Unlimited fee-free transfers
Up to $2M FDIC insurance through partner banks
No minimum or maximum balance to earn 3.80% APY
$25,000 sweepstakes*
cashWe work with partner banks to offer exceptional banking features with ultimate flexibility and the security of FDIC insurance. It costs you nothing, and it's all delivered through a Wealthfront Brokerage account that makes building your wealth easy.
Get started

*No purchase or Cash Account necessary. For end dates and free methods of entry see official rules here. Rate is subject to change.

The Cold, Hard, Cash FAQs

Money is complicated enough, so we work hard to make everything about our Cash Account easier to understand. Here are some answers to frequently asked questions:

Will the interest rate lock in, or does it change?

Short answer: it changes based on a number of factors — the most important factor being the Federal Funds Rate.

Long answer: it’s in our best interest to offer our clients a competitive rate, so we’re always looking for opportunities to do just that. When our partner banks pay us more for our deposits, we pay it forward to you with a better APY. We don’t offer “promotional rates,” so you can be sure you’re getting the same great rate as every other one of our clients (and even our own employees). We’ll always notify you when the rates change.

How hard is it to transfer from savings to investing?

So not hard at all! When the market is open, money can usually be transferred to your taxable Investment Account or IRA in minutes.Learn more

But what if I want to withdraw my money?

It’s your money, so you can withdraw it whenever you want. It usually takes only one business day to arrive in your bank account, though if it’s a recent deposit, it may take a few extra days to process.

How many fees are there?

None! Zilch! Nada! We’ve never charged any account fees for the Cash Account, and we never will.

Unfortunately, I have these things called bills. Can you make them go away?

We can’t make them go all the way away, but it’s very easy to set up bill pay with the Cash Account. Paying bills is kind of like making them go away, right?

What if I want actual dollar bills in my actual hands?

If you’re good with twenties, we’ve got free ATMs IRL. Just use our Debit Card to withdraw from more than 19,000 free ATMs at places like CVS, Target, Walgreens, and many, many more.

* NO PURCHASE OR CASH ACCOUNT NECESSARY. Void where prohibited and in PR, Guam and outside the US and DC. Must be 18+ (19+ in AL and NE; 21+ in MS) to enter. Odds of winning depend on # of eligible entries received. Sweepstakes starts on January 19, 2023 at 12:00 a.m. PT and ends on February 18, 2023 at 11:59 p.m. PT. See Official Rules for end dates and details, how to opt out, and free methods of entry here. Sponsored by Wealthfront Corporation, 261 Hamilton Ave Palo Alto, California, 94301.

This Sweepstakes is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A, or any of their respective affiliates, and none of the foregoing has any liability or responsibility to fulfill any prizes earned under this Sweepstakes.

  1. The national average interest rate is based on FDIC.gov, as of December 20, 2022.

We’ve partnered with Green Dot Bank, Member FDIC, to bring you checking features.

Checking features for the Cash Account are subject to identity verification by Green Dot Bank. Debit Card is optional and must be requested. Wealthfront Cash Account Visa® Debit Card is issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. Wealthfront products and services are not provided by Green Dot Bank. Green Dot Bank operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Wealthfront products and services are not provided by Green Dot Bank. Green Dot is a registered trademark of Green Dot Corporation. 2023 Green Dot Corporation. All rights reserved.

The cash balance in the Cash Account is swept to one or more banks (the “program banks”) where it earns a variable rate of interest and is eligible for FDIC insurance. FDIC insurance is not provided until the funds arrive at the program banks. FDIC insurance coverage is limited to $250,000 per qualified customer account per banking institution. Wealthfront uses more than one program bank to ensure FDIC coverage of up to $2 million for your cash deposits. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the program banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The deposits at program banks are not covered by SIPC.

The Annual Percentage Yield (APY) for the Cash Account may change at any time, before or after the Cash Account is opened. The APY for the Wealthfront Cash Account represents the weighted average of the APY on the aggregate deposit balances of all clients at the program banks. Deposit balances are not allocated equally among the participating program banks. The information contained in this communication is provided for general informational purposes only, and should not be construed as investment or tax advice. Nothing in this communication should be construed as tax advice, a solicitation or offer, or recommendation, to buy or sell any security. Any links provided to other server sites are offered as a matter of convenience and are not intended to imply that Wealthfront Advisers or its affiliates endorses, sponsors, promotes and/or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites, unless expressly stated otherwise.

By using this website, you understand the information being presented is provided for informational purposes only and agree to our Terms of Use and Privacy Policy. Wealthfront Advisers relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security. Additionally, Wealthfront Advisers or its affiliates do not provide tax advice and investors are encouraged to consult with their personal tax advisors.

Cash Account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), a Member of FINRA / SIPC. Neither Wealthfront Brokerage nor any of its affiliates are a bank, and Cash Account is not a checking or savings account. We convey funds to partner banks who accept and maintain deposits, provide the interest rate, and provide FDIC insurance. Investment management and advisory services--which are not FDIC insured--are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser, and financial planning tools are provided by Wealthfront Software LLC (“Wealthfront”).

Wealthfront, Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.

© 2023 Wealthfront Corporation. All rights reserved.