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Welcome The Leverage Readers

Earn up to4.20% APY

Your cash earns a base 3.30% APY and higher!

Zero account fees
Free 24/7 instant withdrawals
Up to $8M FDIC insurance through program banks

3.30% Base Annual Percentage Yield (APY) as of 1/30/26 is provided by program banks and is subject to change.

You have been directed to this page from Evan Armstrong ("Media Partner"). The views and opinions expressed by the Media Partner are their own, and Wealthfront Brokerage LLC (Wealthfront Brokerage) does not endorse, sponsor, or promote them. The referring Media Partner earns a flat rate $2,500 for the sponsored advertising material. This compensation is independent of whether the referred party opens an account or not. The Media Partner is not a client and this is a paid endorsement. The referring Media Partner and Wealthfront Brokerage are not associated with one another and have no formal relationship outside of this arrangement.

Beginning on October 21, 2025, this Promotion will be available to prospective first-time Wealthfront clients (i.e., persons who are eligible to open a Wealthfront account and have never opened or held one before) (each an “Eligible New Client”) who open and fund a personal Cash Account with Wealthfront Brokerage (each a “Cash Account“) while this Promotion is in effect and available (the “Promotion Period”), such Promotion Period to be determined by Wealthfront Brokerage in its sole discretion. During the Promotion Period, once an Eligible New Client opens and funds a Cash Account as their first account, they may be eligible to receive a 0.65% annual percentage yield (“APY”) increase over the then-applicable standard APY (a “Promotional Boost”) on the balance in their respective Cash Accounts for 3 months on up to a maximum aggregate balance of $150,000 across their Cash Accounts (the “Maximum Balance”), provided the applicable requirements set forth below are satisfied.

To earn this Promotional Boost, an Eligible New Client must: (1) click on either the “Get Started“ or “Start Earning“ button on this promotional landing page to begin the account application process; (2) successfully open a new Cash Account while this Promotion is in effect (and this promotional landing page is still active); and (3) fund the Cash Account during the Promotion Period.

The Eligible New Client will begin receiving the Promotional Boost on their Cash Account balance (up to the Maximum Balance) and interest will start accruing within 24 hours after their Cash Account has been funded, and the Eligible New Client will continue to receive the Promotional Boost for 3 months from that date (the “Boost Period”). If an Eligible New Client closes their Cash Account during the Boost Period, their Boost Period will continue to run and will not be extended.

Only one Promotional Boost can be applied to increase your APY at any one time. Any additional promotional boosts you earn outside of this Promotion may be applied one at a time following the end of each applicable Boost Period (i.e., if you earn multiple promotional boosts, your APY will not be increased by more than 0.65% over the standard APY, but one or more additional boost periods may be added to follow your initial Boost Period), subject to the applicable terms and conditions. Persons who qualify for a Promotional Boost through this Promotion as a result of opening accounts are not eligible for any other account opening promotions offered by Wealthfront Brokerage outside this Promotion, except to the extent permitted by the terms and conditions of the other promotion. Wealthfront Brokerage reserves the right to impose a reasonable cap on the value any one person is eligible to receive through participation in promotions offered by Wealthfront Brokerage or any of its affiliates for any period of time, in its sole discretion, with or without advance notice, to be determined solely by Wealthfront Brokerage. Boost Periods cannot be postponed or extended. If you close a Cash Account earning a Promotional Boost prior to the end of your Boost Period, you will forfeit the remaining portion of your applicable Promotional Boost.

Wealthfront Brokerage reserves the right to modify or terminate the Promotion, in whole or in part, at any time without notice. Wealthfront Brokerage has no obligation to open an account for any particular person, regardless of that person’s participation in any promotional program, and may accept or reject applications in their sole discretion. All eligibility decisions shall be made by Wealthfront Brokerage in its sole discretion. Without limiting the foregoing, Wealthfront Brokerage shall have sole discretion to determine whether any person qualifies for a Promotional Boost (including, but not limited to, whether all applicable requirements have been met) and to disqualify any person from receiving any Promotional Boost or otherwise participating in the Promotion for any reason, including (but not limited to) if Wealthfront Brokerage determines, in their sole discretion, that fraudulent activity or a violation of the terms of the Promotion may have occurred. In the event Wealthfront Brokerage disqualifies a Promotional Boost after interest has begun to accrue, Wealthfront Brokerage reserves the right to recapture the amount of interest attributable to the Promotional Boost previously credited to the maximum extent permitted by law. All federal, state, and local taxes and any related fees and expenses are the sole responsibility of the Eligible New Client.

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Best Cash Management Account, 2023-25 1

Earn more with
two great rewards

You can raise the 3.30% base APY in two easy ways:

  1. Open and fund a Cash Account

    New clients earn 3.95% with a 0.65% APY boost for 3 months on up to $150,000.

  2. Direct deposit and invest with us

    Get a 0.25% APY increase—no expiration date or balance limit—when you direct deposit $1,000 a month, plus open and fund any investing account.

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Earn up to11xmore than the average savings account.⁴

Savings? Checking? Better.

Who says you should have to choose one or the other? Wealthfront isn’t a bank, but we work with program banks to get you an industry-leading annual percentage yield (APY), the security of FDIC insurance, and a full array of fee-free, no-strings-attached checking features — all wrapped up into one label-defying package we call a Cash Account.

Checking features

ATM fee reimbursement

We’ll reimburse 2 fees per month at out-of-network ATMs in the U.S. (up to $7.50 each). You can also access 19,000+ free ATMs nationwide.

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Free wire transfers

Transfer funds for free to title and escrow companies and accounts you own at other institutions.

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Pay bills, send and deposit checks

Move money and pay bills with account and routing numbers, plus send free checks and make deposits with our mobile app.

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Saving features

Transfer to invest in minutes

Move cash to a Wealthfront investing account in minutes, and get your long-term money working even harder, ASAP.

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Automated savings and transfers

Create your own automated plans and set recurring transfers to move money to your savings goals and investments with Wealthfront.

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Cash Categories

Easily bucket your money to stay organized and set customizable saving goals.

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Ready to get your money earning?

Open an account

“The Wealthfront Cash Account is my main source of money coming in and going out. I just like the convenience of having everything in one place versus a whole bunch of services that I need to manage.”

Sid V. | Client since 2015

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The testimonials above are by clients of Wealthfront Brokerage. No compensation was provided. These testimonials may not be representative of other clients’ experience. Rate is subject to change.

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