Wealthfront is the largest & fastest growing software-based financial advisor. Let us invest your money for you
Wealthfront is the largest & fastest growing software-based financial advisor. Let us invest your money for you
Be an investor.
You worked hard for your money. Now take the next step and let Wealthfront invest it for you. We offer sophisticated investment management & advice - without the hassle, high fees, or high account minimums.
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| Performance Chart | |||
| +2.1% | Index Funds Over Mutual Funds | ||
| +1.0% | Tax-Loss Harvesting | ||
| +0.5% | Optimal Allocation | ||
| +0.4% | Automatic Rebalancing | ||
| +0.6% | Tax-Aware Allocation | ||
| +4.6% | Estimated Additional Return | ||
Based on a $100,000 investment.
Estimated Additional Return
–
This performance checklist and interactive performance graph compares the estimated time-weighted returns of a Wealthfront investment with the returns experienced by an average 20-year US Mutual Fund investor as described by DALBAR.
The graph and amounts are obtained by adding the projected additional rates of return from various Wealthfront investment features (as described here) to the average US Mutual Fund investor return from DALBAR (3.17% /year) and compounding the result on an annual basis over 20 years. This tool, therefore, is intended to highlight the possible differences in earnings if you use Wealthfront’s investment approach rather than the approach applied by the typical US Mutual Fund investor and where your earnings are reinvested over a 20-year period.
This tool is not intended to predict portfolio earnings or performance, nor is it a guarantee of future performance or earnings. Actual investors on Wealthfront may experience different results from the results shown. The performance checklist does not represent the results of actual trading using client assets. Full Disclosure
Index Funds Over Mutual Funds
–
Arnott, Robert D., Andrew Berkin, and Jia Ye. 2000. “How Well Have Taxable Investors Been Served in the 1980s and 1990s?”
Tax-Loss Harvesting
–
We simulated the potential after-tax benefit of our tax-loss harvesting and found that it added an average of at least 1.13% annually, net of commissions. The results are hypothetical only and should not be relied upon for predicting future performance. See our white paper. Wealthfront’s tax-loss harvesting strategy is available only to portfolios with $100,000 in a taxable account.
Optimal Allocation
–
Wealthfront performed simulations that measured the difference in average annual return between a portfolio that used asset allocations recommended by Fidelity’s free online asset allocation tool and an allocation plan constructed using mean variance optimization, for the same risk tolerance, asset classes (US Stocks, US Bonds and International Stocks) and time period (1987-2010). Annual rebalancing was also assumed for both portfolios.
Automatic Rebalancing
–
Swensen, David, Unconventional Success, 2005, pp. 195-96.
Tax Aware Allocation
–
Wealthfront performed simulations that measured the difference in average annual return attributable to owning a taxable portfolio consisting of seven asset classes to a portfolio consisting of three asset classes assuming the same risk tolerance for the two portfolios for the period 1987-2010.
The three-asset-class portfolio consisted of US Stocks, US Bonds and International Stocks. Wealthfront’s seven-asset-class portfolio included US Stocks, Foreign Developed Stocks, Emerging Market Stocks, Dividend Growth Stocks, Municipal Bonds, TIPS and Natural Resources. Annual rebalancing was assumed. While the data used for this comparison and the optimal allocation comparison are from sources that Wealthfront believes are reliable, these comparisons represent Wealthfront’s opinion only.
–
This performance checklist and interactive performance graph compares the estimated time-weighted returns of a Wealthfront investment with the returns experienced by an average 20-year US Mutual Fund investor as described by DALBAR.
The graph and amounts are obtained by adding the projected additional rates of return from various Wealthfront investment features (as described here) to the average US Mutual Fund investor return from DALBAR (3.17% /year) and compounding the result on an annual basis over 20 years. This tool, therefore, is intended to highlight the possible differences in earnings if you use Wealthfront’s investment approach rather than the approach applied by the typical US Mutual Fund investor and where your earnings are reinvested over a 20-year period.
This tool is not intended to predict portfolio earnings or performance, nor is it a guarantee of future performance or earnings. Actual investors on Wealthfront may experience different results from the results shown. The performance checklist does not represent the results of actual trading using client assets. Full Disclosure
Index Funds Over Mutual Funds
–
Arnott, Robert D., Andrew Berkin, and Jia Ye. 2000. “How Well Have Taxable Investors Been Served in the 1980s and 1990s?”
Tax-Loss Harvesting
–
We simulated the potential after-tax benefit of our tax-loss harvesting and found that it added an average of at least 1.13% annually, net of commissions. The results are hypothetical only and should not be relied upon for predicting future performance. See our white paper. Wealthfront’s tax-loss harvesting strategy is available only to portfolios with $100,000 in a taxable account.
Optimal Allocation
–
Wealthfront performed simulations that measured the difference in average annual return between a portfolio that used asset allocations recommended by Fidelity’s free online asset allocation tool and an allocation plan constructed using mean variance optimization, for the same risk tolerance, asset classes (US Stocks, US Bonds and International Stocks) and time period (1987-2010). Annual rebalancing was also assumed for both portfolios.
Automatic Rebalancing
–
Swensen, David, Unconventional Success, 2005, pp. 195-96.
Tax Aware Allocation
–
Wealthfront performed simulations that measured the difference in average annual return attributable to owning a taxable portfolio consisting of seven asset classes to a portfolio consisting of three asset classes assuming the same risk tolerance for the two portfolios for the period 1987-2010.
The three-asset-class portfolio consisted of US Stocks, US Bonds and International Stocks. Wealthfront’s seven-asset-class portfolio included US Stocks, Foreign Developed Stocks, Emerging Market Stocks, Dividend Growth Stocks, Municipal Bonds, TIPS and Natural Resources. Annual rebalancing was assumed. While the data used for this comparison and the optimal allocation comparison are from sources that Wealthfront believes are reliable, these comparisons represent Wealthfront’s opinion only.
Have a world-class investment team in your corner.
With financial experts such as Burton Malkiel and Charles Ellis, Wealthfront’s investment team accumulates more than 200 years of investment experience and has authored more than 16 investment books.
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Fee Disclosure
×
The monthly Wealthfront management fees displayed here are
computed by applying Wealthfront’s 0.25% annual management
fee to account amounts over $10,000 (since the first $10,000
invested in a Wealthfront account carries no management fee)
and further converting the resulting annual amounts to
monthly. Thus for a $100,000 account, Wealthfront’s annual
management fee is
($100,000 – $10,000) x 0.0025 = $90,000 x 0.0025 = $225 per year.
Assuming no change in the account’s value month-to-month,
the monthly management fee would therefore be
$225 /12 = $18.75 /month. Note also that Wealthfront
charges no commissions or account maintenance fees. The ETFs
in our portfolios do charge their own fees, however,
although we specifically select ETF investments with low fees.
Learn More About Our Fees.
Invest For Less Than A Night At The Movies
Wealthfront will manage a $100,000 portfolio for less than $20 per month. You’ll also pay no commissions or other account fees.
Read Disclosure.
Monthly Fees Calculator
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Do you have the time to invest well?
Wealthfront invests your money for you with a minimal amount of work. We monitor your portfolio everyday to look for opportunities to rebalance or harvest tax losses. Are you doing the same?
Invest NowInvestment Features
Maximize Gains with Passive Investing
It’s a bad idea to try to time the market via frequent trades. So, Wealthfront will invest your money in Index Funds that trade very infrequently and try to follow the market rather than attempting to time it.Learn More
Tax Aware Asset Allocation
We take advantage of the tax status of your accounts for best results. We’ll place bonds and real estate assets in your retirement accounts, where they can compound tax-free. We’ll mostly use tax-efficient stocks in taxable accounts.Learn More
No Commission Fees
Our 0.25% of assets fee (a mere $18.75/month for a $100K account) is the only fee we’ll charge you. There are no commissions or account fees for your Wealthfront account.Learn More
Diversified Portfolio
We construct your investment portfolio from 11 asset classes that include both US and international stocks and bonds.Learn about the value of diversification.
Lower Taxes with Tax-Loss Harvesting
Don’t just invest, save money on your taxes too. Our Tax-Loss Harvesting feature improves your performance by as much as 1% per year by saving money on your taxes.Learn More
Hassle Free Investing
We automatically invest your money given your risk score with academically proven approaches like Modern Portfolio Theory. We then monitor and rebalance this portfolio automatically. You just get a great investment - with no hassle and no work.-
Maximize Gains with
Passive InvestingIt’s a bad idea to try to time the market via frequent trades. So, Wealthfront will invest your money in Index Funds that trade very infrequently and try to follow the market rather than attempting to time it.
Learn More -
Tax Aware Asset Allocation
We take advantage of the tax status of your accounts for best results. We’ll place bonds and real estate assets in your retirement accounts, where they can compound tax-free. We’ll mostly use tax-efficient stocks in taxable accounts.
Learn More -
No Commission Fees
Our 0.25% of assets fee (a mere $18.75/month for a $100K account) is the only fee we’ll charge you. There are no commissions or account fees for your Wealthfront account.
Learn More -
Diversified Portfolio
We construct your investment portfolio from 11 asset classes that include both US and international stocks and bonds.
Learn about the value of diversification. -
Lower Taxes with
Tax-Loss HarvestingDon’t just invest, save money on your taxes too. Our Tax-Loss Harvesting feature improves your performance by as much as 1% per year by saving money on your taxes.
Learn More -
Hassle Free Investing
We automatically invest your money given your risk score and academically proven approaches like the Modern Portfolio Theory. We then monitor and rebalance this portfolio automatically. You just get a great investment - with no hassle and no work.
Join the investment choice
of Silicon Valley
Hundreds of employees of companies like Facebook, LinkedIn,
and Google are Wealthfront Clients. Join the Revolution
Mike Weiland
Project Manager
Mocana
Bianca Gates
Client Partner
Facebook
Mareza Larizadeh
CEO
Pulsd
Elizabeth Bradley
Director, Content Acquisition
Netflix
Angela Zaeh
International Growth Manager
Facebook
Aubrey Obata
Recruiter
Pinterest
Noah Knauf
Principal
Warburg Pincus
Barbara Raitz
Senior Software Engineer
AirBnB
Paul Stiff
Senior Director, Product Management
Pandora
Mark Kamal
Senior Director, Product Management
Yahoo!
Adam Oliveri
Managing Director
Second Market
Justin Darcy
Channel Sales
Salesforce.com
Amanda Kleha
Senior Marketing Director
Zendesk
Kelly Stonelake
Marketing Strategist
Facebook
Florina Xhabija Grosskurth
Product Operations
LinkedIn
Adam Morgan
ISV Business Development Manager
Microsoft
Wealthfront created the above partial list of its clients by applying
objective selection criteria to its full list of clients. The inclusion
of a client does not imply that the client endorses or recommends
Wealthfront as an investment advisor. Wealthfront does not know whether
these clients approve or disapprove of its services. The objective
criteria used to create the list does not consider any information about
the investment performance of any client accounts, nor any other
financial metrics, and no conclusions about the quality or nature of
Wealthfront’s advisory services should be drawn from this list. The list
was created by selecting all clients employed in the technology industry
and then obtaining consent from those clients to display their
identifying information. The list is sampled for display randomly such
that no one client is displayed continuously or with any priority.
Professional identity information is based on the most recent employment
information provided to Wealthfront by the client, is subject to change,
is not intended to be a recommendation or endorsement by any listed
company, and does not imply any partnership between Wealthfront and any
listed company. Photographs of non-client individuals may appear
elsewhere on this site.
Each of the clients you see above has supplied us their photo and given us their explicit permission to use it here. Read more about how we absolutely respect your privacy in our privacy policy.
Each of the clients you see above has supplied us their photo and given us their explicit permission to use it here. Read more about how we absolutely respect your privacy in our privacy policy.
… Wealthfront is an appealing alternative to putting your money with a Goldman Sachs, UBS or other private wealth manager.
Mr. Rachleff’s aim is to reach out to that Valley demographic — young, good at math, uncomfortable with professional money managers — and make their money grow.
Wealthfront will manage money for a fee of 0.25% a year, using sophisticated algorithms that measure risk tolerance and build a diversified portfolio.
Why trust your money to a Wall Street money manager who charges steep fees when well-designed software can do a better job for a lot less?
Additional Resources
Wealthfront Inc. is an SEC registered investment advisor.
Securities in your account are protected up to $500,000. See sipc.org for more details.
By using this website, you accept our Terms of Use and Privacy Policy.
Securities in your account are protected up to $500,000. See sipc.org for more details. By using this website, you accept our Terms of Use and Privacy Policy.
Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in loss. We do not provide financial planning services to individual investors.
Full Disclosure
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