Now, earn 5.00% APY with up to $8M in FDIC insurance through partner banks.

Open a Cash Account
Wealthfront Logo

Give all your money
a place to grow.

Whether you’re saving it, investing it, or just trying to make the most of it, we’ve got a brilliantly easy way to build wealth. Earn an industry-leading 5.00% APY on your cash, earn dividends in our lowest-risk portfolio of bond ETFs, invest for the long-term with award-winning automation, and more.

Nerdwallet logo
Best Robo-advisor, Portfolio Options, 2023 1Best Robo-advisor, IRA, 2022 1
Bankrate logo
Best Cash Management Account, 2023 1Best Investing App, 2023 1
a landscape filled with mountains
Goals$1.3M net worth at 65TodayAge 80CashEmergency fund 🚨Wealthfront Cash AccountInvestmentsAutomated BondPortfolioIndividualLong-term investingWealthfront · Individual

Cash

5.00%

Emergency fund

Wealthfront · Individual

$15,480.45

Short-term Savings

More interest on your cash.
Earn 5.00% APY.

Earn more on your short-term savings with a high APY delivered through our partner banks. Your cash is easy to access and easy to invest, with no sneaky requirements and no strings attached.

No account fees
Unlimited withdrawals & transfers
No minimum or maximum balance to earn 5.00% APY
Up to $8M FDIC insurance through partner banks
ManageCash Accountcurrent APYinterest earnedAvailable balanceDebit cardAccount NumbersSEPTEMBERInterest earned in September+$106.17Monday, Sep 8 · InterestTransfer to invest$100.00Monday, Sep 8 · TransferAUGUSTTransfer to emergency fund$200.00Monday, May 8 · Money inTransfer money

1-3 Year Goals

Low Risk

Automated, diversified bond portfolio.

6.20%

Blended 30-day SEC yield, after advisory fee as of 11/07/2023

Get the benefits of bonds (like earning dividends and tax advantages) without the balancing act of managing locked-in rates or maturity dates. Award-winning automation is the digital cherry on top.

sparkle-icon
Diversified to minimize risk and maximize yield
Optimized for tax savings
Withdraw with no penalties
No lock-up periods or maturity dates
Your tax-optimized portfolio is ready!High tax rate portfolios focus on increasing state tax savings with more treasuries. They include fewer floating rate and corporate bonds since those are taxable.Learn how we tax-optimizeBlended 30-day SEC yieldAs of Nov 7, 2023After feeShort-term treasuriesCorporate bondsFloating rate bondsLong-term treasuriesDisclosures

Total return since inception (03/30/2023): 2.86%

Long-term Goals

Moderate Risk

Automated, diversified
index investing.

Come bears or bulls, our expert-built portfolios help you stay diversified for your goals. Limit your risk, minimize your taxes, and maximize your returns — all with built-in automated easy-ness.

sparkle-icon
Personalized with up to 17 global asset classes
Automated reinvestment and rebalancing
Tax-Loss Harvesting can boost your after-tax returns with tax savings
insight-icon
Designed to keep the cost of investing low
all timeestimated taxes saved$98,656.001.7% todayUS stocks44% current44% targetForeign developed stocks15% current15% targetEmerging market stocks15% current15% targetDividend growth stocks3M6M1Y3Y5YALL2021

Strategic opportunities

Higher risk

A smarter way to discover and buy stocks.

We make sense of the market so you can make more strategic stock choices, faster. Browse dozens of themes and opportunities, dive into data and perspectives, and invest with ease.

Explore 45+ stock collections
Buy and sell with $0 commissions
balance-icon
Weigh pros and cons at a glance
plane-icon
Get started with just $1
cash paper airplane

Choose the right level of risk for different chunks of your change.

Cash Account

High-yield savings

Best for your daily expenses and your emergency fund, until you're ready to invest.

Learn more

Automated Bond Portfolio

Bond ETFs

Increase your earning potential on extra cash with low volatility. Ideal when saving for purchases in the next 1–3 years.

Learn more

Automated Investing Account

Index Investing

The time-tested method designed to maximize returns over the long term, while we automatically manage the risk for you.

Learn more

Stock Investing Account

Individual stocks

At risk of higher volatility, but useful when investing in specific companies you believe in.

Learn more
risk line chart

Don’t just take our word for it.


Wealthfront takes the crown for best overall platform on the market

Investopedia logo

2022

The best way for me to maximize every one of my hard earned dollars.

Stanley R

Cash Account

The single best resource for investing, managing retirement and seeing my entire financial picture.

Joshua B

Automated Investing Account

I LOVE Wealthfront and have moved almost all of my finances there.

Daniel C

Automated Bond Portfolio

Read more reviews

Ready for your money’s new home?

700K +

clients trust us with

$50B +

of their money

4.8

Apple App Store

4.9

Google Play Store

Get started