A cash account built for you.
We get it: money and its terms can be confusing. We’re here to simplify with answers to some of the most frequently asked questions when it comes to our cash account.
for all of our FAQs.
Can I move money in between Wealthfront accounts?
You can move money from your Cash Account to your taxable Investment Account.
Learn how easy it is.
How do I access my money?
You can withdraw money at any time. It usually takes about one to three business days for your
withdrawal to arrive in your bank account. If you’ve recently deposited money into your cash account,
it may take a few extra days to process.
Can I pay bills or use an ATM?
Not right now, but we’ll be adding new features to the cash account over time.
Is Wealthfront’s Cash Account APY a promotional rate?
No, the Wealthfront APY is not a short term promotional rate and applies to all accounts and balances.
We’re committed to offering the highest rate we can to our clients.
Will I be charged a fee?
There are no fees for the cash account.
Why is my rate subject to change?
The APY on the cash account is dependent on the federal funds rate.
We move your funds to partner banks who accept and maintain deposits and pay a rate based on the fed rate.
As rates move, we will do everything in our power to keep our rates as competitive as possible.