A rate that
A rate that towers
over most banks:
Which is ironic,
the ones with
all the towers.
Which is ironic, because they're the ones with all the towers.
Not quite a bank.
Quite a bit better.
Feel the life-changing magic of optimizing your cash.
Invest in the market in minutes.
Money that flows freely (literally).
With unlimited, fee-free transfers to external accounts, you are free to move your money whenever and wherever you choose. Use automated savings to monitor your external accounts and save just the right amount when your balance reaches a pre-set threshold.
Did we mention you can spend it, too?
Don’t save your questions.
We’ve got answers.
Will the interest rate lock in, or does it change?
Short answer: it changes based on a number of factors — the most important factor being the Federal Funds Rate.
Long answer: it’s in our best interest to offer our clients a competitive rate, so we’re always looking for opportunities to do just that. When our partner banks pay us more for our deposits, we pay it forward to you with a better APY. We don’t offer “promotional rates,” so you can be sure you’re getting the same great rate as every other one of our clients (and even our own employees). We’ll always notify you when the rates change.