Meet the automated,
higher-yield bond portfolio.
Blended 30-day SEC yield, after advisory fee - as of 12/07/2023
Total return since inception (03/30/2023): 3.76%
Designed to earn a higher yield than a savings account with less risk than investing in a diversified portfolio of equities. Our Automated Bond Portfolio is personalized around your individual tax situation, and thanks to a diversified mix of bond ETFs, your portfolio provides liquidity for more flexibility. It’s an ideal place to grow your extra cash for the next few years.
It’s not just
a bunch of bonds.It’s a personalized
portfolio of
bond ETFs.
Your expert-built, tax-optimized, superpowered bond portfolio.
Based on where you live and what you earn, we’ll help you maximize your after-tax yield with a diversified portfolio of bond ETFs. We’ll set you up with a mix of tax-advantaged Treasury bonds and stable corporate bonds to help you earn more and keep more, with minimal risk.

Your expert-built, tax-optimized, superpowered bond portfolio.
Based on where you live and what you earn, we’ll help you maximize your after-tax yield with a diversified portfolio of bond ETFs. We’ll set you up with a mix of tax-advantaged Treasury bonds and corporate bonds to help you earn more and keep more, with minimal risk.
Tax-optimized for:
Filing status:
State of residence:
Household income:
Joint
California
$280,000
Meet bond ETFs.
The little acronymwith lots of advantages.

Meet bond ETFs.
The little acronymwith lots of advantages.
Unlike individual bonds, bond ETFs free you from waiting on maturity dates, just what you need if you’ve got a big expense down the road. Our automated portfolio of bond ETFs makes it easy to stay diversified — and can give you a better yield than you could earn with a traditional savings account — while your money stays in arm’s reach.
Liquid
More liquid than CDs or I bonds. Withdraw your money in a couple of days without penalties or waiting on maturity dates.
Well-diversified
A portfolio of multiple, low-cost bond ETFs can minimize your exposure to excessive risk.
Easy to manage
Skip the headache of buying bond certificates and managing many maturity dates with a flexible portfolio of bond ETFs.
Unlike individual bonds, bond ETFs free you from waiting on maturity dates, just what you need if you’ve got a big expense down the road. Our automated portfolio of bond ETFs makes it easy to stay diversified — and can give you a better yield than you could earn with a traditional savings account — while your money stays in arm’s reach.
Get startedNot too hot. Not too cold. It’s like the Goldilocks of risk.
High-yield savings
Best for your daily expenses and your emergency fund, until you’re ready to invest.
Bond ETFs
Increase your earning potential on extra cash with low volatility. Ideal when saving for purchases in the next 1–3 years.
Index funds
The time-tested method designed to earn you greater returns over the long term, with more exposure to risk.
Individual stocks
At risk of higher volatility, but useful when investing in specific companies you believe in.
VOLATILITY ILLUSTRATION
Thinking about the competition? Be our guest.
Higher yields than
Treasury bills
CDs
High-yield savings
More liquid than
I bonds
CDs
Corporate bonds
Lower risk than
Individual stocks
Index funds
Corporate bonds
The best bit?We do all the work for you.
The best bit?We do all the work for you.
Automatic rebalancing
Dividend reinvesting
Tax-Loss Harvesting
100% managed for you.
Not only can you earn a yield with the Automated Bond Portfolio, but you won’t even have to think about it. Since your portfolio is fully managed, we’ll automatically adjust your portfolio to optimize your allocations, reinvest your dividends, and help you lower your taxes with Tax-Loss Harvesting, whenever we can. You’re welcome to watch, or do anything else.

now
We re-invested this month’s dividend of $153.75.
Automatic rebalancing
Dividend reinvesting
Tax-Loss Harvesting
100% managed for you.
Not only can you earn a yield with the Automated Bond Portfolio, but you won’t even have to think about it. Since your portfolio is fully managed, we’ll automatically adjust your portfolio to optimize your allocations, reinvest your dividends, and help you lower your taxes with Tax-Loss Harvesting, whenever we can. You’re welcome to watch, or do anything else.
When it comes to bonds, everyone has questions.
Learn more about our portfolio of bond ETFs with these helpful FAQs.
So about this “blended 30-day SEC yield.” What even is that?
Does that mean the yield is guaranteed?
How do I know if this product is right for me?
When do I get my dividends?
How does the tax-optimization part work?
OK, but there’s a fee? Walk me through it.
Is my portfolio really liquid?
It really is. Generally, it takes 3-4 business days to withdraw since your money is in bond ETFs, not a savings account. But unlike CDs or I bonds, there’s no penalty to withdraw your money whenever you need it.