When you need it.
You shouldn’t have to watch the clock or jump through a labyrinth of hoops to get access to your money. Which is why we offer a delightful array of ways to keep your cash ready to roll.
Grow your cash and spend it, too.
Feel the life-changing magic of optimizing your cash.
Invest in the market in minutes.
Don’t save your questions.
We’ve got answers.
Will the interest rate lock in, or does it change?
Short answer: it changes based on a number of factors — the most important factor being the Federal Funds Rate.
Long answer: it’s in our best interest to offer our clients a competitive rate, so we’re always looking for opportunities to do just that. When our partner banks pay us more for our deposits, we pay it forward to you with a better APY. We’ll always notify you when the rates change.