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They grow up so fast. So can their college fund.

You don’t need to take Accounting 101 to start saving for your child’s future college. With a Wealthfront 529 account, your savings can grow tax-free while we manage the trades and automatically adjust your risk over time. We’ll even set you up with a personalized plan to help you budget for their dream school. And the sooner you start to save, the more you stand to earn. Which means less time stressing and more time helping with the homework.

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Goals$1.3M net worth at 65TodayAge 80Automated BondPortfolioIndividualLong-term investingWealthfront · Individual

529 Account



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Meet the Wealthfront 529.
A tax-advantaged account
for education.

With the Wealthfront 529 plan you can pay for qualifying college-related expenses (including $10K per year you can use for primary school) and you won’t owe federal taxes on your distributions. And with the help of our software, you won’t have any extra work to do either. That is, besides parenting, which is hard enough.

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Easy to manage alongside your other Wealthfront accounts

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Automatic risk reduction as your child approaches college

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Real-cost college planning

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Tax-free growth

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Open to residents of any state (no income limits for contributors)

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Flexible beneficiary changes

See their plan


Automate your savings


Manage risk

a portrait of a boy overlayed with a Standford University logo. under the portrait is a piece of text reading: Whats the dream school?

See their plan

We’ll help you estimate the future cost of college (with adjustments for inflation and cost increases) and build you a plan to help you save accordingly. We’ll even help you anticipate what your child might be able to expect from financial aid.


Automate your savings

You can easily track your progress and manage your contributions in the app. Whether you superfund their account all at once or save a little every month, we’ll automatically allocate your deposits and rebalance your portfolio to reduce risk as your portfolio nears maturity.

a phone with two sliders, one titled: How much I plan to cover, and the other titled: My planned savings.



Treasury Bills

Asset allocation based on time

Childs age when you start saving

1 yr

Manage risk

Saving should be a point of pride, not worry. Over time, as college approaches, our software will automatically adjust your allocations to reduce your exposure to risk so you’ll be in the best position to meet your savings goals.

Pop quiz!
How much more could you earn by investing earlier?

The cost of college isn’t getting cheaper, but saving early might help you (and your kids) pay a lot less later. Thanks to the magic of compounding with tax-free gains, saving early means more time for your money to grow. And the more you can earn in returns, the less you’ll pay out of pocket.

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a stylized graph representing increased returns the younger a childs age when opening an account.

See how much you could save.

Monthly contribution
Current age
Initial deposit
Risk score


This interactive analysis tool presents hypothetical outcomes intended for informational purposes only. The projected values are net of program fees and a 2% annual inflation assumption. Projected values assume the portfolio holds its target allocation each month and that all dividends are reinvested. Nothing in this communication should be construed as tax advice, a solicitation or offer, or recommendation, to buy or sell any security. All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. Please see our Full Disclosure and the 529 Plan Description and Participation Agreement for important details.

Small fee. Big future.

We think the sticker shock of education shouldn’t continue to the cost of saving. Like our automated portfolios, our management fee is just 0.25% per year. With an all-in expense target of 0.40%–0.46%, you’ll get a 529 that makes saving for college easier, and more approachable. Learn more

While your savings grow tax-free, you’ll get the benefit of our industry-leading automation and the delightful ease of our award-winning app, not to mention the peace of mind that comes with a proper plan.

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529 plan fees

Management Fee


Administration Fees


Portfolio Expense Ratios


Total Fees


For your short term and your long term. Not just their midterms.

Saving and investing for your short term, long term, and beyond. We’ve got the right account for any goal.


Cash Account

Your short-term cash doesn’t have to just sit collecting dust. Get it earning an industry-leading 5.00% APY through partner banks until you’re ready to invest. You’ll also get up to $8 million in FDIC insurance through partner banks and unlimited withdrawals, so you can access your cash whenever you need it.

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Automated Investing Accounting

Take the busywork out of investing with our expert-built portfolios of index funds. Our Automated Investing Account helps you manage unnecessary risk, minimize your taxes with Tax-Loss Harvesting, and maximize your returns — all done automatically and built for the long-term.

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Individual Retirement Account

Our automated IRAs are tax-advantaged accounts, intended to help you grow your future wealth. Choose one of our expert-built portfolios or customize it yourself with hundreds of ETFs and innovative opportunities like tech, clean energy, crypto exposure and more.

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Looking for answers? Our FAQs can help.

Still deciding if we’re right for you? Read our 529 Whitepaper or learn more at our help center.

The Wealthfront 529 College Savings Plan (Plan) is administered by the Board of Trustees of the College Savings Plans of Nevada (Board). Ascensus Broker Dealer Services, Inc. serves as Program Manager, and Wealthfront Advisers LLC (“Wealthfront Advisers,” and the successor investment adviser to Wealthfront Inc.), a SEC-registered investment adviser, serves as the investment adviser to the Plan