The rates are low.
Because your line of credit is secured by your diversified investment portfolio, we can keep the
rates low for you. Depending on account size, current rates are 3.75% - 5.00%.
You enjoy complete flexibility.
Borrow up to 25% of your account whenever you need it, for whatever you need. Then repay on your own schedule.
It's smarter than the alternatives.
You could sell some of your investments to get cash. But if you’ve had significant gains in your portfolio, selling a portion of it could result in paying a significant amount of taxes.
If you’re a homeowner you could get a Home Equity Line of Credit (HELOC), which may have a tax benefit.
But that means an application process and waiting for approval, which isn’t always guaranteed.
Learn more about HELOC