Portfolio Line of Credit
Life demands financial flexibility
Get cash when you need it, for whatever you need. Portfolio Line of Credit is available for taxable accounts of $100,000 or more.
A down payment for your dream home
You could sell your investments, but you may need to pay taxes on the gains. Portfolio Line of Credit gives you access to cash without disrupting your investment strategy.
A larger-than-expected tax bill
Before tax day, you may need a significant amount of cash quickly. Use Portfolio Line of Credit and get the money you need in up to 1 business day.
A home renovation project
A home equity line of credit is one option, but the process is slow and painful. Plus, you may not even be approved. Portfolio Line of Credit is included for all eligible accounts. No application required.

You're a smart investor. Be rewarded for it.

You invest for the long-term because you're focused on your financial future. Portfolio Line of Credit lets you access cash without compromising long-term goals. Available for taxable accounts of $100,000 or more.

Low interest rate
Your line of credit is secured by your diversified investment portfolio, so current rates are as low as 3.25% - 4.50%, depending on account size. Get details.
No application
If your account is eligible, you have a line of credit. Simple as that. No paperwork, credit checks, or application process.
Complete flexibility
Borrow the amount you need, when you need, for whatever you want. Repay on your own schedule.

Want to dig into the details?

Here are some frequently asked questions on how this product works.

Is the setup process complicated?
There is no setup. Eligible Wealthfront clients already have access to Portfolio Line of Credit. Just request cash, and we send it over.
How do I know if I am eligible?
Individual and Joint investment accounts with $100,000 or more include a Portfolio Line of Credit.
How quickly can I get cash?
You can expect to receive your cash as quickly as 1 business day.
What can I use this cash for?
Whatever you want.
How much can I borrow?
Up to 30% of the current value of your Wealthfront account.
Are there any fees?
Nope! Just pay interest on the amount that you borrow.

Learn more in our Help Center

Portfolio Line of Credit is a margin lending product offered exclusively to clients of Wealthfront, Inc. by Wealthfront Brokerage Corporation. The risks of margin lending include interest rate risk, margin call risk, and liquidation risk. Read about these risks in the Margin Handbook, and consider them before you borrow.

Check the background of Wealthfront Brokerage Corporation on FINRA's BrokerCheck.

Ready to get started?
Portfolio Line of Credit is included with Wealthfront investment accounts of $100,000 or more.