The interest rates are low.
Because your line of credit is secured by your diversified investment portfolio, we can keep the
rates low for you. Depending on account size, current rates are 4.50% - 5.75%.
Using a line of credit is cheaper than carrying a balance on a credit card
or taking out a personal loan.
You enjoy complete flexibility.
Borrow up to 30% of your account whenever you need it, for whatever you need. Pay back what you borrow and the interest payment on your own schedule.
It’s smarter than the alternatives.
You could sell some of your investments to get cash. But if you’ve had significant gains in your portfolio, selling a portion of it could result in paying a significant amount of taxes.