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Save and invest for the long term.

Whatever the market brings.

Wealthfront is designed to build wealth over time — so make tomorrow count. Earn 3.30% APY on your short-term cash, and invest for the long term with an automated, diversified Investment Account.

Goals$1.3M net worth at 65TodayAge 80CashEmergency fund 🚨Wealthfront Cash AccountInvestmentsLong-term investing Wealthfront · IndividualIRAWealthfront · IRA

Earn way more 👍

3.30%

APY on savings

Avoid unnecessary risk

Automated & diversified long-term investing

Get started
Nerdwallet logo
Best Robo-advisor, Portfolio Options, 2022 1Best Robo-advisor, IRA, 2022 1
Investopedia logo
Best Robo-advisor, 2020 1Best Robo-advisor, 2022 1
490K+
Trusted clients
$30B+
In assets managed
4.8Star
Apple App Store 2
4.6Star
Google Play Store 2
a landscape filled with mountains
ManageCash Accountcurrent APYinterest earnedAvailable balanceDebit cardAccount NumbersSEPTEMBERInterest earned in September+$70.07Monday, Sep 8 · InterestTransfer to invest$100.00Monday, Sep 8 · TransferAUGUSTTransfer to emergency fund$200.00Monday, May 8 · Money inTransfer money
Wealthfront
now
You earned $70.07 in interest

More interest on your cash.
Earn 3.30% APY.

That's 15x the national interest rate3, and zero strings attached.

With our high-yield Cash Account, you’ll earn more on your short-term savings, like for your emergency fund or, say, a new canoe — and more on any money you’re planning to invest later. Cha-ching💰.

No account fees
Unlimited fee-free transfers
Up to $2M FDIC insurance through partner banks
Just $1 to get started
all timeestimated taxes saved$98,656.001.7% todayUS stocks44% current44% targetForeign developed stocks15% current15% targetEmerging market stocks15% current15% targetDividend growth stocks3M6M1Y3Y5YALL2021
Wealthfront
now
We automatically invested your $500 deposit.

Diversified
long-term investing.

Investing when the markets are down can mean getting in at a discount.

Remember, over the long term the markets have always bounced back 📈. Even with the inevitable ups and downs, our expert-built portfolios make it easy to stay diversified for long-term goals. We’ll automatically rebalance your portfolio, manage unnecessary risk, and help minimize your taxes. It’s no secret, it’s just time (and a lot of automation).

sparkle-icon
Expert-built portfolios with up to 17 global asset classes
Our software handles all the trading and rebalancing
Tax-Loss Harvesting has boosted after-tax returns by an extra ~1.8%
insight-icon
Designed to help keep the cost of investing low
  1. Nerdwallet and Investopedia (the “Endorsers”) receive cash compensation for referring potential clients to Wealthfront Advisers, LLC (“Wealthfront Advisers”) via advertisements placed on their respective websites. The Endorsers and Wealthfront Advisers are not associated with one another and have no formal relationship outside of this arrangement. Nerdwallet’s opinions are their own. Their ratings are determined by their editorial team. The scoring formula for online brokers and robo-advisors takes into account over 15 factors, including account fees and minimums, investment choices, customer support and mobile app capabilities. Nerdwallet ranking as of January 2022. Wealthfront provides in connection with obtaining this ranking. Investopedia designed a system that rates robo-advisors based on nine key categories and 49 variables. Each category covers the critical elements users need to thoroughly evaluate a robo-advisor. Learn more about their methodology and review process. Investopedia ranking as of January 2022. Wealthfront provided in connection with obtaining this ranking. © 2017-2022 and TM, NerdWallet, Inc. All Rights Reserved.
  2. Apple App Store and Google Play Store ratings based on user ratings from February 2014 (Apple) and December 2015 (Google) through June 2021. Ratings compiled by Apple, Inc., and Google, Inc., who receive compensation for hosting our app.

  3. The national average interest rate is based on FDIC.gov, as of November 4, 2022.

By using this website, you understand the information being presented is provided for informational purposes only and agree to our Terms of Use and Privacy Policy. Wealthfront Advisers relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security. Additionally, Wealthfront Advisers or its affiliates do not provide tax advice and investors are encouraged to consult with their personal tax advisors.

The effectiveness of the Tax-Loss Harvesting strategy to reduce the tax liability of the client will depend on the client’s entire tax and investment profile, including purchases and dispositions in a client’s (or client’s spouse’s) accounts outside of Wealthfront Advisers and type of investments (e.g., taxable or nontaxable) or holding period (e.g., short- term or long-term).Tax loss harvesting may generate a higher number of trades due to attempts to capture losses. There is a chance that trading attributed to tax loss harvesting may create capital gains and wash sales and could be subject to higher transaction costs and market impacts. In addition, tax loss harvesting strategies may produce losses, which may not be offset by sufficient gains in the account and may be limited to a $3,000 deduction against income. The utilization of losses harvested through the strategy will depend upon the recognition of capital gains in the same or a future tax period, and in addition may be subject to limitations under applicable tax laws, e.g., if there are insufficient realized gains in the tax period, the use of harvested losses may be limited to a $3,000 deduction against income and distributions. Losses harvested through the strategy that are not utilized in the tax period when recognized (e.g., because of insufficient capital gains and/or significant capital loss carryforwards), generally may be carried forward to offset future capital gains, if any.

The cash balance in the Cash Account is swept to one or more banks (the “program banks”) where it earns a variable rate of interest and is eligible for FDIC insurance. FDIC insurance is not provided until the funds arrive at the program banks. FDIC insurance coverage is limited to $250,000 per qualified customer account per banking institution. Wealthfront uses more than one program bank to ensure FDIC coverage of up to $2 million for your cash deposits. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the program banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The deposits at program banks are not covered by SIPC.

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. Please see our Full Disclosure for important details.

Cash Account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), a Member of FINRA / SIPC. Neither Wealthfront Brokerage nor any of its affiliates are a bank, and Cash Account is not a checking or savings account. We convey funds to partner banks who accept and maintain deposits, provide the interest rate, and provide FDIC insurance. Investment management and advisory services--which are not FDIC insured--are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser, and financial planning tools are provided by Wealthfront Software LLC (“Wealthfront”).

Wealthfront, Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.

© 2022 Wealthfront Corporation. All rights reserved.