Give all your money
a place to grow.

Whether you’re saving it, investing it, or just trying to make the most of it, we’ve got a brilliantly easy way to build wealth. Earn an industry-leading 4.50%* APY on your cash, take advantage of today’s rates with a ladder of US Treasuries, invest for the long-term with award-winning automation, and more.

Get started

Best Robo-advisor, Portfolio Options, 2024 ¹Best Robo-advisor, IRA, 2022 ¹

Best Cash Management Account, 2023-24 ¹Best Investing App, 2024 ¹

Cash

4.50%

Emergency fund

Wealthfront · Individual

$15,480.45

Short-term Savings

More interest on your cash.
Earn 4.50%* APY.

Earn more on your short-term savings with a high APY delivered through our partner banks. Your cash is easy to access and easy to invest, with no sneaky requirements and no strings attached.

No account fees

Unlimited transfers & free same-day withdrawals

No minimum or maximum balance to earn 4.50%* APY

Up to $8M FDIC insurance through partner banks

Start saving with $1

Learn more

STEADY YIELD

LOW RISK

Keep a high yield with a ladder of Treasuries.
(And skip state income taxes.)

Make the most of current rates with a ladder of US Treasuries. Your interest is exempt from state and local income taxes, so you can earn more — and keep more — than most savings accounts and some CDs.

4.34% – 4.47% Range of current yields on Treasuries in our 3-month ladder, after our advisory fee

Very low risk (Treasuries are issued and backed by the US government)

Pay $0 in state income taxes

Withdraw your money with no penalties

Get started

Learn more

Long-term Goals

Moderate Risk

Automated, diversified
index investing.

Come bears or bulls, our expert-built portfolios help you stay diversified for your goals. Limit your risk, minimize your taxes, and maximize your returns — all with built-in automated easy-ness.

Personalized with up to 17 global asset classes

Automated reinvestment and rebalancing

Tax-Loss Harvesting can boost your after-tax returns with tax savings

Designed to keep the cost of investing low

Get started

Learn more

Strategic opportunities

Higher risk

A smarter way to discover and buy stocks.

We make sense of the market so you can make more strategic stock choices, faster. Browse dozens of themes and opportunities, dive into data and perspectives, and invest with ease.

Explore 45+ stock collections

Buy and sell with $0 commissions

Weigh pros and cons at a glance