Money worksbetter here.
Earn 4.00% APY on your cash from program banks
Invest with expert-built portfolios and strategies
Rate as of 3/15/25 and subject to change.
Designed to make your money work harder, no matter the market.
Cash Account
Earn 4.00% APY on your cash with free instant withdrawals
A 4.00% annual percentage yield (APY) means you’ll earn nearly 10x more interest than the national average on all your uninvested cash—right up until the moment you need it. Save, spend, pay bills, and withdraw money instantly to eligible accounts (even on weekends and holidays), with no minimums, maximums, or strings attached.
No account fees
Free 24/7 instant withdrawals
Up to $8M FDIC insurance through program banks
Rate as of 3/15/25 and subject to change.
Your $2,500 withdrawal will arrive in your Chase account in a few minutes.
Automated Investing Account
Invest confidently with our expert-built portfolios
Our classic and socially responsible portfolios are designed to weather any market condition over time. We’ll handle the reinvesting and rebalancing, keep your fees low, and help you save money on taxes so you can invest with ease.
Globally diversified portfolios
Personalized to your risk level and optimized to your tax situation
Unlock tax savings with Tax-Loss Harvesting
The chart reflects actual performance for client accounts invested in Wealthfront’s Classic Automated Investing Account, with a composite risk score of 9 (Ranges 0.5-10). Performance is shown net of advisory fees and expenses, and represents one-, five-, and ten-year periods through 05/29/2025. The composite includes all qualifying accounts during the covered period with at least $5,000 in assets managed under our standard methodology. Other risk scores are excluded. Accounts using enhanced features, such as Smart Beta, are also excluded as their performance may materially differ from those using our standard methodology. This is not hypothetical or model results. Past performance does not guarantee future results.
Wealthfront S&P 500 Direct
Upgrade your S&P 500® investing and access tax savings
Own individual stocks of the S&P 500® index in an automated portfolio that can help lower your tax bill—especially if you have capital gains from your stock compensation or other investments.
Invest in stocks of the S&P 500®
Unlock tax savings with Tax-Loss Harvesting
Low 0.09% fee

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Wealthfront is the best overall robo-advisor.


1M+
Trusted by 1M+ clients
$85B+
$85B+ in client funds
13+ years
Simplifying finances since 2011
The testimonials above are by clients of Wealthfront Advisers and Wealthfront Brokerage. No compensation was provided. These testimonials may not be representative of other clients’ experience. Past performance is no guarantee of success. Investopedia receives compensation from Wealthfront Advisers for advertising, which presents a conflict of interest. The endorsements provided are independent and not directly influenced by the compensation. There is no other affiliation between Investopedia and Wealthfront Advisers, and Investopedia is not a client of Wealthfront Advisers.
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