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S&P 500 DirectIndex investing that can help you unlock tax savings on your stock comp.
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Money worksbetter here.

Earn 4.00% APY*

on your cash from program banks.

Invest with expert-built portfolios andstrategies.

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*Rate subject to change.

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Best Robo-advisor, Portfolio Options, 2022-25 1
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Best Cash Management Account, 2023-25 1Best Investing App, 2023-24 1

Short-term Savings

More interest on your cash.
Earn 4.00%* APY.

Earn more on your short-term savings with a high APY delivered from our program banks. Your cash is easy to access and easy to invest, with no sneaky requirements and no strings attached.

No account fees
Free, 24/7 instant withdrawals
No minimum or maximum balance to earn 4.00%* APY
Up to $8M FDIC insurance through program banks
Start saving with $1
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ManageCash Accountcurrent APYinterest earnedAvailable balanceDebit cardAccount NumbersSEPTEMBERInterest earned in September+$84.93Monday, Sep 8 · InterestTransfer to invest$100.00Monday, Sep 8 · TransferAUGUSTTransfer to emergency fund$200.00Monday, May 8 · Money inTransfer money

STEADY YIELD

LOW RISK

Lock in a high yield (and no state income tax).

Make the most of current rates with a ladder of US Treasuries. Your interest is exempt from state and local income taxes, so you can earn more — and keep more — than most savings accounts and some CDs.

4.26% – 4.29% Range of current yields on Treasuries in our 3-month ladder, after our advisory fee
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Very low risk (Treasuries are issued and backed by the US government)
Pay $0 in state income taxes
Withdraw your money with no penalties
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Long-term Goals

Moderate Risk

Invest with award-winning automated portfolios.

Come bears or bulls, our expert-built portfolios help you stay diversified for your goals. Limit your risk, minimize your taxes, and maximize your returns — all with built-in automated easy-ness.

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Personalized with up to 17 global asset classes
Automated reinvestment and rebalancing
Tax-Loss Harvesting can boost your after-tax returns with tax savings
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Designed to keep the cost of investing low
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all timeestimated taxes saved$98,656.001.7% todayUS stocks44% current44% targetForeign developed stocks15% current15% targetEmerging market stocks15% current15% targetDividend growth stocks3M6M1Y3Y5YALL2021

Strategic opportunities

Higher risk

A smarter way to discover and buy stocks.

We make sense of the market so you can make more strategic stock choices, faster. Browse dozens of themes and opportunities, dive into data and perspectives, and invest with ease.

Explore 50+ stock collections
Buy and sell with $0 commissions
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Weigh pros and cons at a glance
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Get started with just $1
Start investing
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Choose the right level of risk for different chunks of your change.

Cash Account

High-yield savings

Best for your daily expenses and your emergency fund, until you're ready to invest.

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Automated Bond Ladder

US Treasuries

Backed by the Federal government, Treasuries can earn a steady rate and are considered one of the safest investments in the world.

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Automated Investing Account

Index Investing

The time-tested method designed to maximize returns over the long term, while we automatically manage the risk for you.

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Stock Investing Account

Individual stocks

At risk of higher volatility, but useful when investing in specific companies you believe in.

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Don’t just take our word for it.

“
Wealthfront takes the crown for best overall platform on the market

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2022

The best way for me to maximize every one of my hard earned dollars.

Stanley R

Cash Account

The single best resource for investing, managing retirement and seeing my entire financial picture.

Joshua B

Automated Investing Account

I LOVE Wealthfront and have moved almost all of my finances there.

Daniel C

Automated Bond Portfolio

Read more reviews

The testimonials above are by clients of Wealthfront Advisers and Wealthfront Brokerage. No compensation was provided. These testimonials may not be representative of other clients’ experience. Past performance is no guarantee of success. Investopedia receives compensation from Wealthfront Advisers for advertising, which presents a conflict of interest. The endorsements provided are independent and not directly influenced by the compensation. There is no other affiliation between Investopedia and Wealthfront Advisers, and Investopedia is not a client of Wealthfront Advisers.

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Your money questions, answered.

4.00% APY? Is this a promotional rate, or some kind of dark magic?
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What's so great about a high APY anyway?
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Break it down for me: how should I think about bonds vs. cash?
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How should I be thinking about short-term cash during inflation?
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Why should I invest now if I can get 4.00% APY on my FDIC-insured savings?
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Not a question, but sell me on this “automated diversification” thing.
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What if I don’t fully trust robots with my investments?
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