At Wealthfront, we’re constantly developing new products and features to help you build, borrow, and save smarter. In 2026 we have been focusing a lot of our time on significant infrastructure enhancements that will enable new innovative products, some of which you’ll hear about soon. 

We’re also excited by the updates we’ve already made to help clients get more out of Wealthfront. From expanding our mortgage offering to launching a brand new account type, here’s what we’ve shipped so far this year:

More ways to invest

You now have even more ways to build wealth on your terms. 

Wealthfront Custodial Account

Our new Custodial Account gives you a simple, flexible way to invest for your children, setting them up for major milestones beyond education, like a first car or a down payment on a home. It’s also one of the only Custodial Accounts that’s designed to automatically reduce your child’s future tax burden before they take ownership of the account.

Stock Investing Account upgrades

Many of our clients want to invest in individual stocks and ETFs alongside their long-term portfolio. Our Stock Investing Account now offers 300+ new securities—including highly requested foreign stocks like Taiwan Semiconductor (TSM), ASML Holdings (ASML), and Novo Nordisk (NVO). Our redesigned search experience makes discovering stocks and ETFs easier than ever. You also now have more control over your dividends: you can choose to automatically reinvest the proceeds or sweep them into your Cash Account to earn interest from program banks. 

We’ve been working on significant additional enhancements, including recurring investments and support for even more stocks and ETFs, which you’ll hear more about soon.

A new market insights newsletter: Vested Interest

We introduced our biweekly Vested Interest newsletter to keep you informed on major economic trends, interesting topics in financial markets, and how it might impact you. Subscribe to get clear insights on key market topics like interest rate shifts, home affordability, AI, this year’s mega IPOs, as well as context on what they might mean for your wallet.

Supporting you through new life stages

We’ve also continued to support clients through different life events. If you’re combining finance, you can now easily move money from an Individual Investing Account into a Joint Account—without liquidating assets or triggering a gain or loss. This means that what can be a slow multi-step process across the industry is now a self-serve process that can be completed in a few taps, with the goal of no taxes or paperwork involved.

We also streamlined and automated operations to support death and divorces. It’s an experience we don’t want you to have, but when you do, we want you to focus on your life, not the financial logistics.

More ways for you to earn more and manage your everyday finances

So far this year, we’ve introduced updates designed to help you get more value and control of your Cash Account. 

Higher yields on your cash

Your uninvested cash earns a competitive 3.55% base APY from program banks. On top of that, you can boost your yield even further with an additional +0.25% APY boost when you set up a monthly direct deposit of $1,000+ to your Cash Account or recurring deposits of $2,500 into any Wealthfront account and maintain a funded investing account. If you already meet these requirements, your boost applies automatically with no expiration date, no balance limit, and no referral needed.

Smarter tools to automate your savings

On top of earning higher yield opportunities on your cash, you now have more tools to automate and track your savings goals. You can automatically route your monthly interest into specific categories (like an Emergency or Vacation fund), set up recurring category transfers, and track target amounts with visual progress rings in the app. 

Faster money movement with higher limits

Clients are taking advantage of free instant withdrawals, with instant networks like RTP and FedNow surpassing traditional ACH transfers this year. With higher ACH transfer limits, and free outgoing wire transfers, you can handle larger, faster transactions  with Wealthfront. We’re excited to continue investing in more fast money movement capabilities, more flexibility, and continuing to increase limits.

Simpler and more secure logins

By popular request, accessing your accounts is now simpler and more secure: with passkey support, you can sign in using Face ID, Touch ID, or your device passcode.

Progress on our journey to reinvent home lending

You deserve home financing that’s easy and saves you money. Wealthfront Home Lending cuts out traditional mortgage friction to give you rates ~50 bps below national averages. And the process is designed  to be  handled through a self-serve digital experience with upfront pricing and zero sales calls.

Here’s what’s new with Wealthfront Home Lending this year:

  • Now available in California, Colorado, and Texas with rates ~50 basis points below national averages, saving clients an average of $183 per month so far.
  • Get upfront, personalized rate estimates, explore custom loan options and lock in your rate online without needing to speak to a loan officer (though licensed support is available if needed).
  • Skip tedious manual entry with an application that auto-fills using your existing Wealthfront profile. And, if your compensation includes RSUs, our automated RSU verification helps you get faster pre-approval.
  • Explore our recently launched homebuying guide for a step-by-step roadmap to walk you through every phase of the homebuying process.

What’s coming next 

  • Expanding Wealthfront Home Lending to Washington, Oregon, Illinois and Florida, while continuing to enhance the mobile experience for purchasing or refinancing your home.
  • Improving our Stock Investing Account, including adding highly requested features like recurring investments, additional securities, and Joint and Trust Accounts.
  • Expanding the capabilities of the Cash Account to make it an even more convenient place to save uninvested cash.

Stay tuned for more updates.

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Disclosure

The information contained in this communication is provided for general informational purposes only, and should not be construed as investment or tax advice. Nothing in this communication should be construed as a solicitation or offer, or recommendation, to buy or sell any security or to open any account.

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. Securities investments are not bank deposits, are not bank guaranteed or FDIC-insured and may lose value. Please see our Full Disclosure for important details.

The Stock Investing Account is a limited-discretion investment product offered by Wealthfront Advisers.

The Cash Account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), Member of FINRA/SIPC. Neither Wealthfront Brokerage nor any of its affiliates are a bank, and the Cash Account itself is not a deposit account. The Annual Percentage Yield (“APY”) on cash deposits as of September 18, 2026 is representative, requires no minimums, and may change at any time. References to the APY for the Wealthfront Cash Account, including any increase in the APY, refer to the variable APY paid by the insured depository institutions participating in Wealthfront’s cash sweep program (“Program Banks”). Wealthfront sweeps available cash balances to the Program Banks, where the funds earn the applicable variable APY. Visit www.wealthfront.com/programbanks for details.

Wealthfront Brokerage has partnered with Green Dot Bank to offer certain checking features including The Wealthfront Visa® Debit Card, send a check, and mobile check deposits to Wealthfront Cash Accounts. The Wealthfront Visa® Debit Card is issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa USA. Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank also offers certain Wealthfront Cash Accounts account & routing numbers which support additional checking features including bill pay, direct deposits, and payments through third-party sites. The checking features provided by Green Dot Bank for Wealthfront Cash Accounts are subject to identity verification by Green Dot Bank and the Wealthfront Visa® Debit Card is optional and must be requested. Green Dot Bank operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Wealthfront brokerage and advisory services are not affiliated with Green Dot Bank.

Wealthfront Brokerage has established a relationship with UMB Bank, National Association (“UMB Bank”), Member FDIC, which may allow certain Wealthfront Cash Accounts to opt-in to a limited-purpose account number and UMB Bank routing and transit number which will enable certain withdrawals and deposits into Wealthfront Cash Accounts including bill pay, direct deposits, and payments through third-party sites through the Automated Clearing House network. Wealthfront brokerage and advisory services are not affiliated with UMB Bank.

The Direct Deposit Plus Investing Program (“DDI Program”) from Wealthfront Advisers LLC (“Wealthfront Advisers”) and Wealthfront Brokerage LLC (“Wealthfront Brokerage”) collectively, “Wealthfront” provides eligible clients a 0.25% annual percentage yield (“APY”) increase above the current base APY (paid by Program Banks) on total eligible Cash Account balances. Wealthfront may change or end the program at any time and determines eligibility at its discretion. See the full terms and conditions for additional details.
To qualify, eligible clients must: (i) maintain a personal individual or joint Cash Account in good standing with at least $1,000 in settled and cleared recurring monthly ACH direct deposits of income or $2,500 or more in automated recurring electronic deposits from an external account into the Eligible Cash Account or an Eligible Investing Account, and (ii) maintain a funded personal, joint, or trust investing account in good standing with Wealthfront Advisers. The 0.25% APY increase applies only while these requirements continue to be met.

Instant and same day withdrawals may be processed through the Real-Time Payments (RTP) network or the FedNow service, enabling same day withdrawals. Real-Time Payments (RTP) transfers and FedNow instant payment transfers may be limited by destination institutions, daily transaction caps, and by participating entities such as Wells Fargo, the RTP® Network, and FedNow® Service. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Wealthfront doesn’t charge for transfers, but some receiving institutions may impose an RTP or FedNow fee. Processing times may vary.

Wealthfront does not charge for wire fees to title and escrow companies and accounts you own at other institutions, but the receiving entity or institution may charge a fee. For more information about wires, visit
www.wealthfront.com/legal/online-transfer-agreement.

Apple Pay, Face ID and Touch ID are trademarks of Apple Inc. Google Pay is a trademark of Google LLC.

Investment management and advisory services are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser.

All mortgage products are offered by Wealthfront Home Lending, LLC NMLS 2358115 NMLS Consumer Access. Loans made or arranged pursuant to a California Finance Lenders Law License.
Home loan availability will be subject to credit approval and applicable state and federal licensing requirements. Rates vary based on credit profile, loan terms and market conditions. Not all applicants will qualify for the lowest advertised rates.

*Rate comparison based on Freddie Mac Primary Mortgage Market Survey® average for 30-year fixed-rate mortgages as of August 07, 2026. Rate available to qualified borrowers meeting the following criteria: 780+ FICO score, $750,000 purchase price, primary single-family residence in Austin, TX, 20% down payment, and payment of 1 discount point. Actual rates may vary. APR and additional terms apply. Not all borrowers will qualify.

This communication is for information purposes only and does not constitute a solicitation for a loan or an offer to lend or extend credit. Equal Housing Opportunity. Disclosures and Licenses.

© 2026 Wealthfront Corporation.

About the author(s)

Dave Myszewski is the Vice President of Product at Wealthfront where he oversees product development, consumer research, and client support. Prior to Wealthfront, Dave worked at Apple for 12 years including an engineering role on the first iPhone. Dave holds an MS and BS in Computer Science from Stanford University.