Featured article 3 min read What Market Pundits Got Wrong About 2024 Product News November 15 The Wealthfront Cash Account Now Has a 4.25% APY May 07 Introducing Wealthfront’s Automated Bond Ladder October 10 How Wealthfront Offers $8M of FDIC Insurance Latest Stories 4 min read Wealthfront’s Automated Bond Ladder vs. a Certificate of Deposit (CD) When the Federal Reserve cut the federal funds rate in September 2024, the cut kicked off what many investors believe will be a period of falling interest rates. At a high level, this means borrowing costs (like the rate you pay on credit card debt or a mortgage) are… 2 min read The Wealthfront Cash Account Now Has a 4.25% APY On Thursday, November 7, the Federal Open Market Committee (FOMC) lowered the target range for the fed funds rate by 0.25% because of recent progress against inflation. As we’ve written about in the past, the fed funds rate is a direct input to the Cash Account APY. As a… 2 min read You Can Now Send Free Wire Transfers With Any Wealthfront Cash Account Note: As of November 2024, we’ve introduced the ability for Joint and Trust Cash Accounts to send wires in addition to Individual Cash Accounts. The article has been updated to reflect this. From offering an industry-leading APY (currently 4.25%) to increasing the FDIC insurance we offer to a max… 4 min read Wealthfront’s Portfolios Are Now Even More Tax-Optimized Wealthfront Advisers is a registered investment advisor, and that means we have a fiduciary duty to act in your best interest. As part of that commitment, we are always looking for opportunities to help you earn more and keep more. Today, we’re excited to announce we’re releasing updated asset allocations… 3 min read What an Election Year Means for Your Investments Election years bring uncertainty, and this year’s presidential election is no exception. However, you might be surprised to learn that history shows they usually don’t have much impact on your portfolio. In this post, we’ll dig into the data. What history tells us about investing during election years To understand… 7 min read HDHP vs. PPO: What You Need to Know HDHP, PPO, HSA … the acronyms and the options can seem endless when you’re evaluating health insurance plans. Choosing the right plan is an important financial decision, and it’s wise to weigh the details carefully. In this post, we’ll dig into the tradeoffs associated with choosing a high-deductible health… Investing Investing 3 min read What Market Pundits Got Wrong About 2024 4 min read Wealthfront’s Automated Bond Ladder vs. a Certificate of Deposit (CD) 3 min read What an Election Year Means for Your Investments 6 min read Ask Wealthfront: What Do I Need To Know About the Yield Curve? 4 min read How To Make the Most of Your Money When Interest Rates Decrease 4 min read Is September the Worst Month for the Stock Market? See more Saving Saving 4 min read How To Make the Most of Your Money When Interest Rates Decrease 5 min read The Wealthfront Cash Account vs. High-Yield Savings Accounts 4 min read How To Get the Most Out of Your Cash Account 4 min read How Should I Save for Short-Term vs. Long-Term Goals? 7 min read How Much Money Should I Save? 3 min read The High Cost of Low-Yield Accounts See more Planning Planning 7 min read HDHP vs. PPO: What You Need to Know 6 min read Which Wealthfront Account Is Right for You? 3 min read What Are the Benefits and Drawbacks of IRAs? 5 min read Ask Wealthfront: Should I Invest My Down Payment? 5 min read Tips for Managing Your Money as a Couple 7 min read Ask Wealthfront: Should I Pay Off My Mortgage Early or Invest? See more Industry insights Industry insights 3 min read How the Fed Funds Rate Impacts the Wealthfront Cash Account 5 min read Why Picking the Winning Sector Is a Losing Game 6 min read Financial vs. Life Well-Being: A Q&A with Meir Statman 4 min read Burt Malkiel & Alex Michalka’s Insights for Investors in 2024 4 min read Does It Still Make Sense to Invest in Equities? 5 min read Is a Recession Bad for Investors? See more
