What Are the Benefits and Drawbacks of IRAs?

Essential readings

3 min read

What Are the Benefits and Drawbacks of IRAs?

4 min read

A 401(k) Won’t Get You There

9 min read

Understanding Your Path to Retirement

Is a Roth Conversion Right for You?

IRAs, or individual retirement arrangements, are a popular way to save for retirement, and with good reason: IRAs have numerous benefits. You may already be familiar with some of the different types of IRAs, including traditional IRAs and Roth IRAs. But you might not know it’s possible for people…

4 min read

Why the Elimination of Stretch IRAs Means It’s Time To Update Your Retirement Plan

On December 20, 2019, President Donald Trump signed the Setting Every Community Up for Retirement Enhancement (SECURE) Act with overwhelmingly bipartisan support. In so doing, the most comprehensive retirement bill since the Pension Protection Act of 2006 became law. Among the SECURE Act’s many provisions comes some potentially bad news…

8 min read

Last Minute Advice on Retirement Accounts

Ordinarily, important investment decisions shouldn’t be rushed. But this week presents an exception, because you only have a few days left to contribute to your retirement account and get a credit for the amount on 2015 taxes. You need to do so by Monday, April 18, 2016, the…

9 min read

Your 401(k) May Not Be the Best Way to Save for Retirement

The Wealthfront blog has always made a commitment to focusing on data-driven, actionable advice. Sometimes the data challenges conventional financial advice. In this post, we look at the gospel that 401(k) accounts are the best way to save for retirement. As we will explain below, a significant number of investors…

6 min read

When Should You Consider a SEP-IRA?

If you are a self-employed contract worker or sole-proprietor, there’s a retirement account you may not have heard about that’s worth considering: the Simplified Employee Pension IRA or SEP-IRA for short. The key advantage of the SEP-IRA is the high annual maximum contribution limit, which at $53,000, is much…

5 min read

The Significance of 65

Numbers can be deceptive. They are quantitative, yet in the blink of a chameleon’s eye they can convert into qualitative symbols when linked to the dynamic world of emotions, expectations, and beliefs. Consider the deeper meanings that surge to mind as you ponder 65, 9/11, 18, 16, 13, 1st…