Featured article 2 min read The Wealthfront Cash Account Now Has a 3.75% APY Product News July 23 What We’ve Shipped So Far In 2025 December 17 Meet Wealthfront’s S&P 500 Direct: A New Way to Invest In the S&P 500® and Save On Taxes December 16 Introducing Free Instant Withdrawals from the Wealthfront Cash Account Latest Stories 4 min read Why Does the Fed Raise or Lower Interest Rates? When the Federal Open Market Committee (FOMC, or the “Fed”) meets to weigh changing the federal funds rate, as it does eight times each year, the resulting decision invariably makes headlines. That’s because the federal funds rate (or the rate at which banks loan money to one another) can have… 6 min read Hoping for Lower Mortgage Rates? Here’s Why a Rate Cut Might Not Help If you’re shopping for a home, you’re probably uniquely attuned to interest rates, because getting a lower rate on your mortgage can save you a lot of money over the life of your loan. With the Federal Open Market Committee (FOMC) poised to potentially lower rates in September, you might… 5 min read How to Get Ready to Buy a Home Buying a home is different from most other purchases you’ll make in your life—for one, it’s likely the biggest, and it also requires significantly more lead time and preparation. When I bought my home in San Francisco, it was the culmination of roughly two years’ worth of prep work. And… 5 min read How Much House Can You Actually Afford? If you’re starting the process of shopping for a home, odds are you’ve been planning for this moment for a long time. You’ve probably been building up your down payment, paying off your debts, and even checking out some listings in your preferred city or neighborhood. It’s an exciting milestone,… 4 min read Don’t Miss the Market Rebound Back in the spring, the stock market appeared to be in free-fall. From the April 2 “Liberation Day” tariff announcements to April 8, the S&P 500® dropped by about 12%. Then, on April 9, the S&P 500® had its best single-day gain in about 17 years. And by… 4 min read Avoid These Mistakes When Comparing Mortgage Rates When I was getting ready to buy my first home, I found that shopping around and comparing mortgage rates wasn’t straightforward. For example, most lenders quoted me a rate with discount points included, but I wanted to see their rates without points. And none of the lenders I spoke… Investing Investing 4 min read Why Does the Fed Raise or Lower Interest Rates? 4 min read Don’t Miss the Market Rebound 2 min read Summer 2025 Market & Investor Trends 2 min read May 2025 Market & Investor Trends 3 min read On Our Radar: Stagflation, Gold, and Foreign Stocks 5 min read All About Wealthfront’s Investment Philosophy See more Saving Saving 4 min read How Couples Can Get the Most Out of the Wealthfront Cash Account 4 min read How To Make the Most of Your Money When Interest Rates Decrease 5 min read The Wealthfront Cash Account vs. High-Yield Savings Accounts 4 min read How To Get the Most Out of Your Cash Account 4 min read How Should I Save for Short-Term vs. Long-Term Goals? 7 min read How Much Money Should I Save? See more Planning Planning 6 min read Hoping for Lower Mortgage Rates? Here’s Why a Rate Cut Might Not Help 5 min read How to Get Ready to Buy a Home 5 min read How Much House Can You Actually Afford? 4 min read Avoid These Mistakes When Comparing Mortgage Rates 4 min read Mortgage Refinancing: What You Need To Know 6 min read Which Wealthfront Account Is Right for You? See more Industry insights Industry insights 4 min read Don’t Miss the Market Rebound 2 min read Summer 2025 Market & Investor Trends 2 min read May 2025 Market & Investor Trends 4 min read What Tariff-Fueled Market Uncertainty Means for Your Investments 2 min read How Wealthfront Clients Have Responded to Recent Market Volatility 4 min read Millennial Net Wealth Is Expected To Reach $140 Trillion by 2045 See more