Featured article 4 min read Why Does the Fed Raise or Lower Interest Rates? Product News July 23 What We’ve Shipped So Far In 2025 December 17 Meet Wealthfront’s S&P 500 Direct: A New Way to Invest In the S&P 500® and Save On Taxes December 16 Introducing Free Instant Withdrawals from the Wealthfront Cash Account Latest Stories 6 min read Hoping for Lower Mortgage Rates? Here’s Why a Rate Cut Might Not Help If you’re shopping for a home, you’re probably uniquely attuned to interest rates, because getting a lower rate on your mortgage can save you a lot of money over the life of your loan. With the Federal Open Market Committee (FOMC) poised to potentially lower rates in September, you might… 5 min read How to Get Ready to Buy a Home Buying a home is different from most other purchases you’ll make in your life—for one, it’s likely the biggest, and it also requires significantly more lead time and preparation. When I bought my home in San Francisco, it was the culmination of roughly two years’ worth of prep work. And… 5 min read How Much House Can You Actually Afford? If you’re starting the process of shopping for a home, odds are you’ve been planning for this moment for a long time. You’ve probably been building up your down payment, paying off your debts, and even checking out some listings in your preferred city or neighborhood. It’s an exciting milestone,… 4 min read Don’t Miss the Market Rebound Back in the spring, the stock market appeared to be in free-fall. From the April 2 “Liberation Day” tariff announcements to April 8, the S&P 500® dropped by about 12%. Then, on April 9, the S&P 500® had its best single-day gain in about 17 years. And by… 4 min read Avoid These Mistakes When Comparing Mortgage Rates When I was getting ready to buy my first home, I found that shopping around and comparing mortgage rates wasn’t straightforward. For example, most lenders quoted me a rate with discount points included, but I wanted to see their rates without points. And none of the lenders I spoke… 2 min read What We’ve Shipped So Far In 2025 Wealthfront products are constantly getting better, and the first half of 2025 was no exception. We made a number of exciting improvements to our products, ranging from lower fees to the release of long-anticipated new features. Here’s a closer look at what we’ve shipped recently: Checking features for joint Cash… Investing Investing 4 min read Why Does the Fed Raise or Lower Interest Rates? 4 min read Don’t Miss the Market Rebound 2 min read Summer 2025 Market & Investor Trends 2 min read May 2025 Market & Investor Trends 3 min read On Our Radar: Stagflation, Gold, and Foreign Stocks 5 min read All About Wealthfront’s Investment Philosophy See more Saving Saving 4 min read How Couples Can Get the Most Out of the Wealthfront Cash Account 4 min read How To Make the Most of Your Money When Interest Rates Decrease 5 min read The Wealthfront Cash Account vs. High-Yield Savings Accounts 4 min read How To Get the Most Out of Your Cash Account 4 min read How Should I Save for Short-Term vs. Long-Term Goals? 7 min read How Much Money Should I Save? See more Planning Planning 6 min read Hoping for Lower Mortgage Rates? Here’s Why a Rate Cut Might Not Help 5 min read How to Get Ready to Buy a Home 5 min read How Much House Can You Actually Afford? 4 min read Avoid These Mistakes When Comparing Mortgage Rates 4 min read Mortgage Refinancing: What You Need To Know 6 min read Which Wealthfront Account Is Right for You? See more Industry insights Industry insights 4 min read Don’t Miss the Market Rebound 2 min read Summer 2025 Market & Investor Trends 2 min read May 2025 Market & Investor Trends 4 min read What Tariff-Fueled Market Uncertainty Means for Your Investments 2 min read How Wealthfront Clients Have Responded to Recent Market Volatility 4 min read Millennial Net Wealth Is Expected To Reach $140 Trillion by 2045 See more